Coverage Gap Analyzer · For HNW Homeowners

Is your home actually
insured to value?

73% of $3M+ homes are underinsured by an average of $480,000. In ninety seconds, see exactly where your homeowners and umbrella policy fall short — confidentially, and without requesting a quote.

Run My Free Analysis How It Works

5-Star RatedCA Licensed · DOI 43452683 Generations of Expertise

Built on private-client underwriting standards

ChubbPUREAIG Private ClientCincinnatiVaultNationwide PCG

Step One

Tell us about your home

Twelve inputs. No personal information yet — your responses generate an instant gap score before we ask for anything.

The Home

Estimated home value

Current market value (what it would sell for today). Check Zillow's Zestimate, Redfin estimate, or your last appraisal — not your tax-assessed value, which usually runs lower.Year builtLiving area (sq ft)Construction tierZIP code

Contents & Collections

Total contents value

Art, jewelry & wine combined

Lifestyle Exposure

Current Policy

Current carrierDwelling limit (Coverage A)

Personal liability limit

Umbrella limit